The "state bad check fee" is also known as a "bad check charge," the "NSF check fee," the "returned check fee," or the "bounced check charge."
This fee is basically a penalty imposed on bad check writers, and the amount is determined by lawmakers in each U.S. state (for your state fee see the table below).
The bad check charge can be added to the face value of any NSF or other kind of bad check such as "stop payment" or "closed account." Most check collection services or collection agencies work to collect the face value of bad checks plus the full amount of the state bad check fee and then keep the entire bad check charge for themselves as profit.
NorthStar Technologies believes there is a better way to treat businesses: offer FREE bad check collection, return 100% back on collected NSF checks, plus give businesses 25% of the bad check fee listed below. NorthStar keeps 75% of the fee paid by bad check writers for its profit.
Imagine a check recovery service that collects a million bounced checks a year and makes just $10-$30 (i.e. 75% of the state bad check fee) from each bad check writer. With this type of profit bad check collection can be literally given to any size business for free. This is what NorthStar does and businesses across the United States love it!
If you had a $50 NSF check collected by NorthStar, and your state fee is $30, you would receive $57.50 at no cost to you (the extra $7.50 would be the 25% of the state bad check fee). NorthStar is an amazing check recovery service. It is completely free to any size business and you may use express Internet sign-up. NorthStar will even accept your existing returned checks. Here is brief "inside look" at NorthStar's corporate office.
I encourage site visitors to compare NorthStar with its check collection competitors. I am so confident in NorthStar's check recovery service I list many of its check collection competitors. If you have any questions please do not hesitate to contact me.
At the present time the allowed state fee for returned checks ranges from $20.00-40.00. As with all laws, these amounts are subject to change.
|
Alabama |
$30 |
Montana |
$30 |
|
Alaska |
$25 |
Nebraska |
$30 |
|
Arizona |
$25 |
Nevada |
$25 |
|
Arkansas |
$25 |
New Hampshire |
$25 |
|
California |
$25 |
New Jersey |
$30 |
|
Colorado |
$20 |
New Mexico |
$30 |
|
Connecticut |
$20 |
New York |
$20 |
|
Delaware |
$25 |
North Carolina |
$25 |
|
District Of |
$25 |
North Dakota |
$20 |
|
Florida |
$25 |
Ohio |
$30 |
|
Georgia |
$30 |
Oklahoma |
$30 |
|
Hawaii |
$20 |
Oregon |
$25 |
|
Idaho |
$20 |
Pennsylvania |
$25 |
|
Illinois |
$25 |
Puerto Rico |
$25 |
|
Indiana |
$20 |
Rhode Island |
$25 |
|
Iowa |
$30 |
South Carolina |
$30 |
|
Kansas |
$30 |
South Dakota |
$30 |
|
Kentucky |
$25 |
Tennessee |
$20 |
|
Louisiana |
$25 |
Texas |
$30 |
|
Maine |
$25 |
Utah |
$20 |
|
Maryland |
$35 |
Vermont |
$25 |
|
Massachusetts |
$25 |
Virginia |
$35 |
|
Michigan |
$25 |
Washington |
$40 |
|
Minnesota |
$30 |
West Virginia |
$25 |
|
Mississippi |
$30 |
Wisconsin |
$30 |
|
Missouri |
$25 |
Wyoming |
$30 |